ศาสตร์เกษตรดินปุ๋ย : ขอบคุณแหล่งข้อมูล : หนังสือพิมพ์ The Nation
Krungsri also aims to become a trusted banking partner, as it builds non- interest income and fee income through solutions that help enhance business efficiency.
Pornsanong Tuchinda, Krungsri’s chief of commercial banking, said in the first half of 2019, Krungsri’s commercial banking group achieved growth target, while non-interest income rose beyond target.
Despite uncertainty in global trade and economics, Krungsri customers have been highly adaptive to changes in business environment, he said, adding that the commercial banking group emphasises on adjusting balanced portfolio to enhance quality management and strengthen overall operations. With ongoing volatility of economic conditions, Krungsri is strongly committed to supporting business customers consistently and sustainably, he said. It also continues to focus on the remarkable strength of synergies between Krungsri’s local expertise and MUFG’s global network, enabling us to provide differentiated financial services and introduce new risk management products that help mitigate currency and interest-rate risk, he added.
The bank also provides advice, knowledge sharing and networking activities through Krungsri Business Empowerment, designed to help our corporate and SME customers extend business potential and create strength in the long run. “We have also developed several digital platforms to offer more convenient and cheaper services to help our customers enter the digital economy era,” he said.
Metinee Jongsaliswang, Krungsri’s head of corporate banking group, said: “Krungsri gives priority to customer-centricity strategy and upgrades our services to become a thought partner, as well as provides comprehensive financial solutions via digital platforms to serve every aspect of customers’ needs. The strategies helped the performance of Krungsri’s corporate banking to exceed target in the first half, with total revenue increasing 6 per cent from the same period a year earlier, supported by an increase in fee income, such as derivative fees, investment banking fees, and those from domestic trade transaction.
“The growth helped boost the proportion of non-interest income to 25 per cent of total revenue from 18 per cent a year earlier. Through the collaboration with MUFG, Krungsri has enhanced capabilities to facilitate offshore business expansion, business matching and joint venture for corporate customers, which resulted in the strong growth of Krungsri’s corporate banking.”
Sayam Prasitsirigul, Krungsri head of SME banking group, said: “Krungsri’s SME banking group posted strong growth that exceeded our target. In the first half of 2019, loans for SMEs grew 8 per cent from the end of 2018, mainly due to outstanding performance of supply chain business, while deposits also posted robust growth of 8 per cent.
“Another strong area was fee income from trade finance, which rose 8 per cent from the same period a year earlier, as a result of the collaboration with MUFG. Fee income from cash management increased 26 per cent from a year earlier. On the asset quality, Krungsri SME has managed assets efficiently, with non-performing loan for the SME segment at 3.4 per cent in the first half of 2019, less than 3.8 per cent at the end of 2018 and lower than the industry average,” he added.